Fix-and-Flip Loans
Financing to acquire and renovate an investment property, structured around the purchase price and the rehab budget together — built for investors planning to sell once the work is done.
Ideal for
- Investors purchasing a property that needs renovation before resale
- Deals with a defined scope of work and a target resale timeline
- Investors who need financing that accounts for the rehab budget, not just the purchase price
Considerations
- Final terms depend on the property, the scope of work, and underwriting.
- A resale plan and realistic timeline strengthen a fix-and-flip request.
- Ask about how draws are requested and how long they typically take to process for your deal.
Indicative terms
Shown where confirmed; otherwise determined for your specific deal during the quote process.
| Term | Detail |
|---|---|
| Loan amount | Determined per deal |
| Starting rate | Determined per deal |
| Maximum LTC | Determined per deal |
| Maximum ARV | Determined per deal |
| Typical closing time | Determined per deal |
How it works
- 1Tell us about the property, your purchase price, and your renovation plan.
- 2We review the deal and outline what financing could look like, including how the rehab budget factors in.
- 3Once terms are set and documentation is complete, we close and fund the acquisition.
- 4Renovation funds are released in draws as work is completed and verified.
This is not a commitment to lend, an approval, or a guarantee of terms. All financing is subject to underwriting, documentation, valuation, eligibility review, and final approval. Rates and terms, where shown, are illustrative and subject to change.